Mine was cancelled before legalization, even though I was licensed to grow medically. Before the cancellation took effect I was able to procure insurance through another agent. I then cancelled my insurance, prior to the company's cancellation taking effect so it was not reported to the Insurance Bureau of Canada. That last bit was important as it maintained my ability to buy insurance.
good lord. what were they trying to do to you ?
Medical grows were not limited to starting materials from Licensed Producers. That doesn't seem to have changed with legalization for recreational purposes. My license renewal application was the same as I used prior to legalization. The Cannabis act specifies that seed or clones for recreational must be purchased through the government approved sources. There is nothing in the Enabling Act, which incorporates the ACMPR, specifying that starting materials must come from the LPs.
this is correct. it still holds true to the present.
the gov't is ok with medical growers getting material from outside sources.
insurers have a different view. one that has created a loophole by which they can continue to collect without having to pay out.
for the purposes of home insurance, all plants have to be obtained thru legal gov't channels, and this must be proven by the home owner. there is no stipulation made by insurers between medical or recreational grow coverage. this is not a gov't policy, it is an insurance industry practice.
not every insurer is so short sighted.
i do know of one canadian insurer specifically covering medical grows, and they have expressly written the policy to cover any and all plants in a medical grow, regardless of origin. -they are in bc.
the largest canadian insurer - wawanesa - actively works to deny any cannabis claim regardless of circumstance. were in the news recently as april over the issue.